The goal of this newsletter is to explain how markets and money actually work. It shares timeless ideas around investing, market structure, and risk, with practical insights you can apply in real situations. You’ll learn how liquidity moves, what incentives matter, and how market behavior repeats beneath changing headlines. It offers a clearer view of psychology, decision-making, and market dynamics — to help you think more clearly rather than solely chase regurgitated noise. You’ll also receive crypto insights, (as well as SPX & OMX bits) that are rarely shared publicly, showing where value is created and how it’s protected over time. Along the way, I’ll share personal lessons, studies and observations, mostly market-related, occasionally about life.